Professional liability insurance, made clear
An independent information site for medical and licensed professionals. Learn whether you need malpractice coverage, see cost and limit ranges, and compare leading specialty carriers — no selling, no gimmicks, just what you need to decide.
Popular Profession Guides
Browse all professions →Alcohol & Drug Counselor
~$100–$350 / yr (industry estimate; see note)
Art Therapist
~$100–$350 / yr (industry estimate; see note)
Athletic Trainer
~$100–$350 / yr (industry estimate; see note)
Board Certified Behavior Analyst
~$100–$350 / yr (industry estimate; see note)
Behavior Therapist
~$100–$350 / yr (industry estimate; see note)
Medical Assistant
~$50–$200 / yr (industry estimate; see note)
Top Carriers
Compare all carriers →HPSO / NSO
4.6Healthcare Providers Service Organization — occurrence coverage with $1M/$6M limits
Berxi (Berkshire Hathaway)
4.5Digital-first carrier with occurrence and claims-made options; defense costs outside limits
Proliability (Mercer)
4.4AANP-sponsored occurrence coverage for nurses and allied-health professionals since 2008
CM&F Group
4.4Family-run malpractice specialist since 1947; 24/7 portable coverage with telemedicine included
CPH & Associates
4.3Occurrence (lifetime) coverage specialist for mental-health and niche health professions
Beauty & Bodywork Insurance (BBI)
4.2Affordable program coverage for beauty and bodywork pros — from $9.99/mo
Latest Guides
Browse all guides →Athletic Trainer Liability Insurance: What It Costs and What You Need
Athletic trainers face unique liability risks from return-to-play decisions to on-field assessments. Here's what coverage costs and why you need your own policy.
4 min read
HPSO Professional Liability Insurance Review: Coverage, Costs, and Who It Fits
An independent review of HPSO professional liability insurance: coverage details, real cost ranges, how it compares to NSO, Proliability, and Berxi, and who it fits best.
6 min read
How Much Does Occupational Therapy Malpractice Insurance Cost?
Occupational therapy malpractice insurance typically costs $100–$350 per year for individual OTs, but price depends on setting, state, coverage limits, and policy type.
5 min read
Proliability (Mercer) Insurance Review: Coverage, Costs, and Who It Fits
An honest review of Proliability — Mercer's professional liability program — covering its occurrence policy, costs, association endorsements, and limitations for NPs, SLPs, and mental health professionals.
5 min read
Malpractice Insurance for Psychologists: Coverage, Costs, and the APA Trust Option
A practical guide for psychologists on malpractice insurance, covering board complaints, telehealth, custody evaluations, and how to choose between The Trust (APA's program) and carriers like CM&F, Berxi, and CPH.
6 min read
Dietitian and Nutritionist Insurance: A Practical Guide
A practical guide to malpractice insurance for dietitians and nutritionists, covering costs, coverage options, and key considerations.
5 min read
Why You Can Trust Us
- Independent
We don't sell policies or give personalized advice. - Estimated ranges
Premiums and limits are ranges; final pricing comes from the carrier. - Reviewed regularly
Every guide shows a Last reviewed date and is refreshed quarterly.