Beauty & Bodywork Insurance (BBI)
Affordable program coverage for beauty and bodywork pros — from $9.99/mo
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| Item | Beauty & Bodywork Insurance (BBI) |
|---|---|
| Coverage limits | $2M per claim / $3M annual aggregate |
| Policy form | occurrence |
| License defense | — |
| Tail coverage | — |
| Rating | 4.2 |
| Best for | estheticians, massage therapists, and cosmetologists who want low-cost coverage for all their services |
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Beauty & Bodywork Insurance (BBI)
Pros
- Low cost — individual coverage from $9.99/month or $96/year
- Covers all of your services under one policy, everywhere you work
- Optional tools & supplies coverage; covers you and your employees
Cons
- Not a medical malpractice policy; no license-defense focus
- Station-based (salon) plans priced separately, from $31.08/month
Last reviewed: 2026-07-07