Berxi (Berkshire Hathaway)
Digital-first carrier with occurrence and claims-made options; defense costs outside limits
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| Item | Berxi (Berkshire Hathaway) |
|---|---|
| Coverage limits | Flexible up to $1M / $6M aggregate |
| Policy form | occurrence / claims-made |
| License defense | ✓ |
| Tail coverage | ✓ |
| Rating | 4.5 |
| Best for | professionals who want instant online quotes and defense costs that don't erode limits |
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Berxi (Berkshire Hathaway)
Pros
- Defense costs are outside the limits of liability — a $1M limit stays fully available for settlements
- $0 deductibles; both occurrence and claims-made options with customizable tail coverage
- Board Action & License Protection (starts at $10,000/incident) and Reputation Protection up to $50,000
Cons
- Covers a narrower range of professions than HPSO
- Not available in every state or for every profession
Last reviewed: 2026-07-07