Malpractice Insurance for Medical Professionals

Medical professionals carry personal liability every shift — even when the employer provides coverage. A hospital or clinic policy protects the facility first: it often excludes license defense, usually ends when you change jobs, and may let the insurer settle without your consent.

Most individual allied-health and therapy roles pay roughly $50–$350 per year for their own policy; registered nurses typically run $100–$150, nurse practitioners about $990–$2,000, and CRNAs $1,500–$3,000. Each guide below shows the range for one profession, the carriers that write it, and what to check before you buy.