Thimble
On-demand liability coverage by the hour, day, month, or year
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| Item | Thimble |
|---|---|
| Coverage limits | $1M per occurrence / $2M aggregate (adjustable) |
| Policy form | occurrence |
| License defense | — |
| Tail coverage | — |
| Rating | 4.1 |
| Best for | freelancers and part-time / niche professions that need flexible, short-term coverage |
| Get Quote |
Thimble
Pros
- General liability and professional liability included in fitness/trainer coverage
- Buy by the hour, day, month, or year; instant certificate of insurance (COI)
- Coverage applies wherever you work — gym, client's home, or a park
Cons
- Does not include license defense
- Workers' compensation (employee injury) is a separate policy
Last reviewed: 2026-07-07